/* cache-bust: 2026-07-12T18:48:39.600049 */
/* ============================================================
   Benjamin & Williams Credit Investigators — us-collector.com
   Design system: Cardinal Red #b8092a, structural black, Oswald + Inter
   ============================================================ */

:root {
  --red: #b8092a;
  --red-dark: #8a0620;
  --black: #000000;
  --text: #2b2b2b;
  --muted: #666666;
  --light: #f5f5f5;
  --white: #ffffff;
  --border: #e2e2e2;
  --maxw: 1200px;
  --radius: 6px;
  --shadow: 0 6px 24px rgba(0,0,0,0.08);
  --shadow-lg: 0 14px 44px rgba(0,0,0,0.14);
  --font-head: 'Oswald', sans-serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5 {
  font-family: var(--font-head);
  font-weight: 600;
  line-height: 1.12;
  color: var(--text);
  letter-spacing: 0.2px;
}

a { color: var(--red); text-decoration: none; transition: color .18s ease; }
a:hover { color: var(--red-dark); }

img { max-width: 100%; display: block; }

.container { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }

.eyebrow {
  font-family: var(--font-head);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 2.5px;
  font-size: 13px;
  color: var(--red);
  margin-bottom: 14px;
  display: inline-block;
}

.section { padding: 80px 0; }
.section--light { background: var(--light); }
.section--dark { background: var(--black); color: #fff; }

.section-head { text-align: center; max-width: 720px; margin: 0 auto 52px; }
.section-head h2 { font-size: 40px; margin-bottom: 8px; }
.section-head p { color: var(--muted); font-size: 17px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-head);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  font-size: 15px;
  padding: 15px 30px;
  border-radius: var(--radius);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all .2s ease;
  line-height: 1;
}
.btn--primary { background: var(--red); color: #fff; }
.btn--primary:hover { background: var(--red-dark); color: #fff; }
.btn--dark { background: var(--black); color: #fff; }
.btn--dark:hover { background: #333; color: #fff; }
.btn--outline-white { background: transparent; color: #fff; border-color: #fff; }
.btn--outline-white:hover { background: #fff; color: var(--black); }
.btn--white { background: #fff; color: var(--red); }
.btn--white:hover { background: var(--light); color: var(--red-dark); }
.btn--lg { padding: 18px 40px; font-size: 16px; }

/* ---------- Top bar ---------- */
.topbar {
  background: var(--light);
  font-size: 13px;
  color: var(--muted);
  border-bottom: 1px solid var(--border);
}
.topbar .container {
  display: flex;
  justify-content: flex-end;
  gap: 22px;
  padding-top: 9px;
  padding-bottom: 9px;
  flex-wrap: wrap;
}
.topbar span { white-space: nowrap; }
.topbar strong { color: var(--text); font-weight: 600; }

/* ---------- Header ---------- */
.header { background: #fff; position: sticky; top: 0; z-index: 200; }
.header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-top: 16px;
  padding-bottom: 16px;
}
.logo { display: flex; align-items: center; gap: 12px; }
.logo svg { flex-shrink: 0; }
.logo-text { line-height: 1.05; }
.logo-text .name {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 18px;
  color: var(--text);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  display: block;
}
.logo-text .sub {
  font-size: 10.5px;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--muted);
  font-weight: 500;
}

.nav { display: flex; gap: 26px; align-items: center; }
.nav a {
  font-family: var(--font-head);
  font-weight: 500;
  text-transform: uppercase;
  font-size: 14.5px;
  letter-spacing: 0.6px;
  color: var(--text);
  padding: 6px 0;
  position: relative;
}
.nav a:hover, .nav a.active { color: var(--red); }
.nav a.active::after {
  content: '';
  position: absolute;
  bottom: -2px; left: 0; right: 0;
  height: 2px; background: var(--red);
}

.header-phone { text-align: right; line-height: 1.1; white-space: nowrap; flex-shrink: 0; }
.header-phone .label {
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: var(--muted);
  font-weight: 600;
}
.header-phone .num {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 22px;
  color: var(--red);
}

.header-underbar { height: 4px; background: var(--black); }

.menu-toggle { display: none; background: none; border: none; cursor: pointer; }
.menu-toggle svg { width: 30px; height: 30px; }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  min-height: 620px;
  display: flex;
  align-items: center;
  color: #fff;
  overflow: hidden;
}
.hero__bg { position: absolute; inset: 0; z-index: 0; }
.hero__bg img { width: 100%; height: 100%; object-fit: cover; }
.hero__overlay {
  position: absolute; inset: 0; z-index: 1;
  background: linear-gradient(100deg, rgba(0,0,0,.86) 0%, rgba(0,0,0,.7) 45%, rgba(0,0,0,.4) 100%);
}
.hero .container { position: relative; z-index: 2; }
.hero__eyebrow {
  font-family: var(--font-head);
  text-transform: uppercase;
  letter-spacing: 2.5px;
  font-size: 13.5px;
  font-weight: 600;
  color: #fff;
  border-left: 3px solid var(--red);
  padding-left: 14px;
  margin-bottom: 22px;
}
.hero .container { text-align: center; }
.hero__eyebrow { justify-content: center; display: flex; }
.hero h1 { font-size: 62px; font-weight: 700; max-width: 900px; margin-left: auto; margin-right: auto; margin-bottom: 22px; color: #fff; }
.hero__sub { font-size: 20px; max-width: 720px; margin-left: auto; margin-right: auto; margin-bottom: 34px; color: #eee; line-height: 1.55; }
.hero__btns { display: flex; gap: 16px; flex-wrap: wrap; justify-content: center; }

/* Page hero (interior pages) */
.pagehero {
  background: var(--black);
  color: #fff;
  padding: 72px 0;
  position: relative;
  border-bottom: 4px solid var(--red);
}
.pagehero h1 { color: #fff; font-size: 48px; font-weight: 700; margin-bottom: 14px; }
.pagehero p { color: #ddd; font-size: 18px; max-width: 660px; }
.pagehero .eyebrow { color: #ff5a76; }

/* ---------- Trust bar ---------- */
.trustbar { background: var(--black); color: #fff; padding: 46px 0; }
.trustbar .grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}
.trustbar .num {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 46px;
  color: var(--red);
  line-height: 1;
}
.trustbar .num em { color: var(--red); font-style: normal; }
.trustbar .lbl {
  text-transform: uppercase;
  letter-spacing: 1.2px;
  font-size: 13px;
  color: #ccc;
  margin-top: 8px;
}
.trustbar .cell:not(:last-child) { border-right: 1px solid rgba(255,255,255,.14); }

/* ---------- Path cards ---------- */
.path-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.path-card {
  background: #fff;
  border: 1px solid var(--border);
  border-top: 4px solid var(--red);
  border-radius: var(--radius);
  padding: 34px 26px;
  display: flex;
  flex-direction: column;
  transition: transform .2s ease, box-shadow .2s ease;
}
.path-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.path-card--black { border-top-color: var(--black); }
.path-card .icon {
  width: 54px; height: 54px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 12px;
  background: rgba(184,9,42,.08);
  color: var(--red);
  margin-bottom: 20px;
}
.path-card--black .icon { background: rgba(0,0,0,.06); color: var(--black); }
.path-card h3 { font-size: 22px; margin-bottom: 10px; }
.path-card p { color: var(--muted); font-size: 15px; flex: 1; margin-bottom: 20px; }
.path-card .link {
  font-family: var(--font-head);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  font-size: 14px;
  color: var(--red);
  display: inline-flex; align-items: center; gap: 6px;
}
.path-card--black .link { color: var(--black); }
.path-card .link:hover { gap: 12px; }

/* ---------- Feature icons row ---------- */
.feat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 34px; }
.feat { text-align: center; }
.feat .circle {
  width: 88px; height: 88px;
  margin: 0 auto 20px;
  border-radius: 50%;
  background: rgba(184,9,42,.08);
  border: 2px solid rgba(184,9,42,.2);
  display: flex; align-items: center; justify-content: center;
  color: var(--red);
}
.feat h3 { font-size: 19px; margin-bottom: 8px; }
.feat p { color: var(--muted); font-size: 14.5px; }

/* ---------- CTA bar ---------- */
.ctabar { background: var(--red); color: #fff; padding: 62px 0; text-align: center; }
.ctabar h2 { color: #fff; font-size: 40px; margin-bottom: 12px; }
.ctabar p { font-size: 18px; margin-bottom: 28px; color: #ffe0e6; }

/* ---------- Why Choose Us ---------- */
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}
.why-grid h2 { font-size: 38px; margin-bottom: 26px; }
.why-list { list-style: none; }
.why-list li {
  position: relative;
  padding-left: 34px;
  margin-bottom: 18px;
  font-size: 16px;
  color: var(--text);
}
.why-list li::before {
  content: '';
  position: absolute; left: 0; top: 4px;
  width: 20px; height: 20px;
  background: var(--red);
  border-radius: 50%;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
}
.why-img img { border-radius: var(--radius); box-shadow: var(--shadow-lg); }

/* ---------- Testimonials ---------- */
.rating-badge {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 50px;
  padding: 12px 24px;
  box-shadow: var(--shadow);
  margin: 0 auto 44px;
}
.rating-badge .stars { color: #f5a623; font-size: 18px; letter-spacing: 2px; }
.rating-badge .txt { font-family: var(--font-head); font-weight: 600; font-size: 15px; color: var(--text); }
.rating-badge .txt em { color: var(--muted); font-style: normal; font-weight: 400; }

.tst-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.tst-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px 28px;
  box-shadow: var(--shadow);
  display: flex; flex-direction: column;
}
.tst-card .stars { color: #f5a623; letter-spacing: 2px; margin-bottom: 14px; font-size: 15px; }
.tst-card .quote { font-size: 15px; color: var(--text); flex: 1; margin-bottom: 18px; line-height: 1.6; }
.tst-card .who { font-family: var(--font-head); font-weight: 600; font-size: 16px; color: var(--text); }
.tst-card .badge { font-size: 12px; color: var(--muted); text-transform: uppercase; letter-spacing: .6px; margin-top: 2px; }

/* ---------- Credentials strip ---------- */
.creds { background: var(--light); padding: 44px 0; text-align: center; }
.creds .label {
  font-family: var(--font-head);
  text-transform: uppercase;
  letter-spacing: 3px;
  font-size: 13px;
  color: var(--muted);
  font-weight: 600;
  margin-bottom: 22px;
}
.creds .pills { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; }
.creds .pill {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 50px;
  padding: 10px 22px;
  font-family: var(--font-head);
  font-weight: 500;
  font-size: 14px;
  letter-spacing: .5px;
  color: var(--text);
}
.creds .pill::before { content: '✓ '; color: var(--red); font-weight: 700; }

/* ---------- Footer ---------- */
.footer { background: var(--black); color: #bbb; padding: 66px 0 0; }
.footer .grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.3fr;
  gap: 40px;
}
.footer h4 {
  color: #fff;
  font-size: 15px;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 20px;
  font-weight: 600;
}
.footer .fname { font-family: var(--font-head); font-weight: 700; color: #fff; font-size: 17px; margin-bottom: 14px; text-transform: uppercase; }
.footer p { font-size: 14.5px; line-height: 1.7; color: #999; }
.footer ul { list-style: none; }
.footer ul li { margin-bottom: 11px; }
.footer ul a { color: #bbb; font-size: 14.5px; }
.footer ul a:hover { color: #fff; }
.footer .contact-item { color: #bbb; font-size: 14.5px; margin-bottom: 11px; }
.footer .contact-item strong { color: #fff; display: block; font-size: 12px; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 2px; font-weight: 600; }
.footer-bottom {
  margin-top: 56px;
  border-top: 1px solid rgba(255,255,255,.12);
  padding: 22px 0;
  font-size: 13px;
  color: #888;
  text-align: center;
}
.footer-bottom a { color: #bbb; }
.footer-bottom a:hover { color: #fff; }

/* ---------- Forms ---------- */
.form-wrap { max-width: 1080px; margin: 0 auto; }
.form-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 44px;
  box-shadow: var(--shadow);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.field { margin-bottom: 22px; }
.field.full { grid-column: 1 / -1; }
.field label {
  display: block;
  font-family: var(--font-head);
  font-weight: 500;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: .6px;
  color: var(--text);
  margin-bottom: 8px;
}
.field label .req { color: var(--red); }
.field input, .field select, .field textarea {
  width: 100%;
  padding: 13px 15px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--text);
  background: #fff;
  transition: border-color .18s ease, box-shadow .18s ease;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--red);
  box-shadow: 0 0 0 3px rgba(184,9,42,.12);
}
.field textarea { resize: vertical; min-height: 110px; }
.field .hint { font-size: 12.5px; color: var(--muted); margin-top: 6px; }

.dropzone {
  border: 2px dashed var(--border);
  border-radius: var(--radius);
  padding: 34px;
  text-align: center;
  color: var(--muted);
  cursor: pointer;
  transition: all .18s ease;
  background: var(--light);
}
.dropzone:hover, .dropzone.drag { border-color: var(--red); background: rgba(184,9,42,.04); color: var(--red); }
.dropzone svg { margin: 0 auto 10px; color: var(--red); }
.dropzone .files-list { margin-top: 14px; font-size: 13px; color: var(--text); text-align: left; }
.dropzone .files-list div { padding: 4px 0; }

.radio-row { display: flex; gap: 24px; }
.radio-row label { display: inline-flex; align-items: center; gap: 8px; text-transform: none; letter-spacing: 0; font-family: var(--font-body); font-size: 15px; margin: 0; cursor: pointer; }
.radio-row input { width: auto; }

.reassure { font-size: 13px; color: var(--muted); text-align: center; margin-top: 18px; }
.reassure::before { content: '🔒 '; }

.notice {
  background: rgba(184,9,42,.06);
  border: 1px solid rgba(184,9,42,.35);
  border-left: 4px solid var(--red);
  border-radius: var(--radius);
  padding: 18px 22px;
  color: var(--red-dark);
  font-size: 15px;
  margin-bottom: 30px;
  line-height: 1.55;
}
.hours-line {
  text-align: center;
  font-family: var(--font-head);
  font-weight: 500;
  color: var(--text);
  margin-top: 20px;
  font-size: 15px;
  letter-spacing: .4px;
}

.form-success {
  display: none;
  text-align: center;
  padding: 50px 30px;
}
.form-success.show { display: block; }
.form-success .check {
  width: 76px; height: 76px;
  margin: 0 auto 22px;
  border-radius: 50%;
  background: var(--red);
  display: flex; align-items: center; justify-content: center;
}
.form-success h3 { font-size: 28px; margin-bottom: 10px; }
.form-success p { color: var(--muted); font-size: 16px; max-width: 440px; margin: 0 auto; }

/* Honeypot field — invisible to humans, present for bots */
.hp-field {
  position: absolute !important;
  left: -9999px !important;
  width: 1px; height: 1px;
  opacity: 0;
  overflow: hidden;
}

.form-error {
  display: none;
  text-align: center;
  padding: 22px 26px;
  margin-top: 18px;
  border: 1px solid #d33f57;
  background: #fff5f6;
  border-radius: var(--radius);
  color: #8b0000;
  font-weight: 600;
}
.form-error.show { display: block; }
.form-error a { color: #8b0000; text-decoration: underline; }

/* ---------- Collectibility chart ---------- */
.chart-section { background: var(--light); }
.chart-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 44px;
  box-shadow: var(--shadow);
  max-width: 900px;
  margin: 0 auto;
}
.chart-cta {
  text-align: center;
  font-family: var(--font-head);
  font-weight: 600;
  font-size: 20px;
  color: var(--red);
  margin-top: 26px;
}

/* ---------- Services page ---------- */
.svc { display: grid; grid-template-columns: 64px 1fr; gap: 26px; padding: 38px 0; border-bottom: 1px solid var(--border); }
.svc:last-child { border-bottom: none; }
.svc .ico {
  width: 64px; height: 64px;
  border-radius: 12px;
  background: rgba(184,9,42,.08);
  color: var(--red);
  display: flex; align-items: center; justify-content: center;
}
.svc h3 { font-size: 26px; margin-bottom: 10px; }
.svc p { color: var(--muted); margin-bottom: 14px; }
.svc ul { list-style: none; }
.svc ul li { position: relative; padding-left: 24px; margin-bottom: 8px; font-size: 15px; }
.svc ul li::before { content: '▸'; position: absolute; left: 0; color: var(--red); font-weight: 700; }

/* ---------- About ---------- */
.about-block { max-width: 820px; margin: 0 auto; }
.about-block h2 { font-size: 32px; margin: 44px 0 16px; color: var(--text); }
.about-block h2:first-child { margin-top: 0; }
.about-block p { font-size: 17px; color: var(--text); margin-bottom: 16px; line-height: 1.75; }
.stat-row { display: grid; grid-template-columns: repeat(4,1fr); gap: 22px; margin: 40px 0; }
.stat-box { text-align: center; padding: 26px 14px; background: var(--light); border-radius: var(--radius); border-top: 3px solid var(--red); }
.stat-box .n { font-family: var(--font-head); font-weight: 700; font-size: 38px; color: var(--red); line-height: 1; }
.stat-box .l { font-size: 13px; text-transform: uppercase; letter-spacing: 1px; color: var(--muted); margin-top: 8px; }

/* ---------- Legal stubs ---------- */
.legal { max-width: 820px; margin: 0 auto; }
.legal h2 { font-size: 24px; margin: 32px 0 12px; }
.legal p { color: var(--text); margin-bottom: 14px; }

/* ---------- Chatbot ---------- */
.chat-bubble {
  position: fixed;
  bottom: 26px; right: 26px;
  width: 60px; height: 60px;
  border-radius: 50%;
  background: var(--red);
  color: #fff;
  border: none;
  cursor: pointer;
  box-shadow: 0 8px 26px rgba(184,9,42,.45);
  display: flex; align-items: center; justify-content: center;
  z-index: 900;
  transition: transform .2s ease, background .2s ease;
}
.chat-bubble:hover { transform: scale(1.08); background: var(--red-dark); }
.chat-panel {
  position: fixed;
  bottom: 100px; right: 26px;
  width: 320px;
  background: #fff;
  border-radius: 12px;
  box-shadow: var(--shadow-lg);
  z-index: 900;
  overflow: hidden;
  display: none;
  border: 1px solid var(--border);
}
.chat-panel.show { display: block; animation: chatIn .22s ease; }
@keyframes chatIn { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: translateY(0); } }
.chat-panel .head {
  background: var(--black); color: #fff;
  padding: 16px 18px;
  font-family: var(--font-head); font-weight: 600;
  display: flex; align-items: center; justify-content: space-between;
}
.chat-panel .head .dot { width: 8px; height: 8px; background: #37d67a; border-radius: 50%; display: inline-block; margin-right: 8px; }
.chat-panel .head button { background: none; border: none; color: #fff; cursor: pointer; font-size: 20px; line-height: 1; }
.chat-panel .body { padding: 22px 20px; font-size: 14.5px; color: var(--text); line-height: 1.6; }
.chat-panel .body strong { color: var(--red); }
.chat-panel .body .phone { font-family: var(--font-head); font-weight: 700; font-size: 18px; color: var(--red); display: block; margin: 12px 0; }
.chat-panel .body a.cta { display: inline-block; margin-top: 6px; font-family: var(--font-head); font-weight: 600; text-transform: uppercase; font-size: 13px; letter-spacing: .8px; }

/* ---------- Chatbot: real chat interface ---------- */
.chat-panel { width: 340px; display: none; flex-direction: column; max-height: min(70vh, 520px); }
.chat-panel.show { display: flex; }
.chat-panel .messages {
  flex: 1;
  overflow-y: auto;
  padding: 16px 14px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  background: var(--light, #f7f7f8);
  min-height: 220px;
  max-height: 360px;
}
.chat-msg { max-width: 84%; padding: 10px 13px; border-radius: 14px; font-size: 13.5px; line-height: 1.5; word-wrap: break-word; white-space: pre-wrap; }
.chat-msg.user { align-self: flex-end; background: var(--red); color: #fff; border-bottom-right-radius: 4px; }
.chat-msg.assistant { align-self: flex-start; background: #fff; color: var(--text); border: 1px solid var(--border); border-bottom-left-radius: 4px; }
.chat-msg.assistant a { color: var(--red); font-weight: 600; }
.chat-msg.error { align-self: flex-start; background: #fff3f3; color: var(--red-dark); border: 1px solid #f3c6ca; }
.chat-msg.system { align-self: center; background: transparent; color: var(--muted); font-size: 12px; text-align: center; }
.chat-typing { align-self: flex-start; display: flex; gap: 4px; padding: 12px 14px; background: #fff; border: 1px solid var(--border); border-radius: 14px; border-bottom-left-radius: 4px; }
.chat-typing span { width: 6px; height: 6px; border-radius: 50%; background: var(--muted); opacity: .5; animation: chatTypingBlink 1.1s infinite ease-in-out; }
.chat-typing span:nth-child(2) { animation-delay: .15s; }
.chat-typing span:nth-child(3) { animation-delay: .3s; }
@keyframes chatTypingBlink { 0%, 80%, 100% { opacity: .3; transform: translateY(0); } 40% { opacity: 1; transform: translateY(-3px); } }
.chat-panel .input-row {
  display: flex;
  align-items: flex-end;
  gap: 8px;
  padding: 10px 12px;
  border-top: 1px solid var(--border);
  background: #fff;
}
.chat-panel .input-row textarea {
  flex: 1;
  resize: none;
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 9px 14px;
  font-size: 13.5px;
  font-family: inherit;
  line-height: 1.4;
  max-height: 80px;
  color: var(--text);
}
.chat-panel .input-row textarea:focus { outline: none; border-color: var(--red); }
.chat-panel .input-row button.chat-send {
  background: var(--red);
  color: #fff;
  border: none;
  width: 36px; height: 36px;
  min-width: 36px;
  border-radius: 50%;
  cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  transition: background .2s ease;
}
.chat-panel .input-row button.chat-send:hover { background: var(--red-dark); }
.chat-panel .input-row button.chat-send:disabled { background: var(--muted); cursor: not-allowed; }
.chat-disclaimer { font-size: 10.5px; color: var(--muted); text-align: center; padding: 4px 10px 8px; }

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
  .nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: #fff; flex-direction: column; gap: 0; box-shadow: var(--shadow); padding: 8px 0; border-top: 1px solid var(--border); }
  .nav.open { display: flex; }
  .nav a { padding: 14px 24px; width: 100%; border-bottom: 1px solid var(--light); }
  .menu-toggle { display: block; }
  .header { position: relative; }
  .header-phone { display: none; }
  .path-grid { grid-template-columns: 1fr 1fr; }
  .feat-grid { grid-template-columns: 1fr 1fr; }
  .why-grid { grid-template-columns: 1fr; gap: 34px; }
  .tst-grid { grid-template-columns: 1fr 1fr; }
  .footer .grid { grid-template-columns: 1fr 1fr; }
  .hero h1 { font-size: 46px; }
  .stat-row { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  .section { padding: 56px 0; }
  .section-head h2, .ctabar h2, .why-grid h2 { font-size: 30px; }
  .hero { min-height: 540px; }
  .hero h1 { font-size: 36px; }
  .hero__sub { font-size: 17px; }
  .trustbar .grid { grid-template-columns: 1fr 1fr; gap: 30px 16px; }
  .trustbar .cell:not(:last-child) { border-right: none; }
  .trustbar .num { font-size: 38px; }
  .path-grid, .feat-grid, .tst-grid, .footer .grid, .stat-row { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .form-card { padding: 26px; }
  .topbar .container { justify-content: center; gap: 12px; font-size: 12px; }
  .pagehero h1 { font-size: 34px; }
  .chat-panel { width: calc(100vw - 40px); right: 20px; }
  .logo-text .name { font-size: 14px; }
  .logo-text .sub { font-size: 8.5px; letter-spacing: 1.5px; }
}

/* ---------- Spinning globe (image-based, reliable) ---------- */
.why-img { display: flex; align-items: center; justify-content: center; }
.globe-wrap {
  width: 100%;
  max-width: 420px;
  aspect-ratio: 1 / 1;
  display: grid;
  place-items: center;
  filter: drop-shadow(0 20px 40px rgba(184,9,42,0.2));
}
.globe-wrap picture,
.globe-wrap img.globe-img,
.globe-wrap video.globe-video {
  width: 100%;
  height: 100%;
  display: block;
  border-radius: 50%;
  object-fit: cover;
}
/* Video handles its own rotation — no CSS animation needed */
@keyframes globe-spin {
  from { transform: rotate(0deg); }
  to   { transform: rotate(360deg); }
}
@media (prefers-reduced-motion: reduce) {
  .globe-img { animation: none; }
}

/* ---------- Placement terms box (tight scrollable) ---------- */
.terms-block { margin-top: 4px; }
/* Terms box: strictly 1-2 lines maximum visible at once.
   font 11px × line-height 1.35 = 14.85px per line.
   Padding 4px top + 4px bottom = 8px vertical padding.
   Two lines = 2 × 14.85 + 8 + 2 border = 39.7px total → use 38px to be extra tight. */
.field textarea.terms-box,
textarea.terms-box {
  width: 100%;
  height: 38px !important;
  min-height: 38px !important;
  max-height: 38px !important;
  padding: 4px 10px !important;
  border: 1px solid var(--border);
  border-radius: 4px;
  font-family: var(--font-body);
  font-size: 11px !important;
  line-height: 1.35 !important;
  color: var(--text);
  background: #fafafa;
  resize: none !important;
  white-space: pre-wrap;
  overflow-y: scroll !important;
  box-sizing: border-box !important;
  display: block;
}
.terms-check {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 10px;
  font-size: 14px;
  cursor: pointer;
}
.terms-check input[type="checkbox"] {
  width: 18px; height: 18px;
  accent-color: var(--red);
  cursor: pointer;
}

/* ---------- Payment page: tabs, panels, sig pad, auth ---------- */
.payment-wrap { max-width: 1080px; margin: 0 auto; }
.payment-tabs {
  display: flex;
  gap: 0;
  border-bottom: 2px solid var(--border);
  margin-bottom: 22px;
}
.payment-tab {
  flex: 1;
  padding: 14px 20px;
  background: none;
  border: none;
  border-bottom: 3px solid transparent;
  font-family: var(--font-head);
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--muted);
  cursor: pointer;
  transition: all .18s ease;
  margin-bottom: -2px;
}
.payment-tab:hover { color: var(--text); }
.payment-tab.active {
  color: var(--red);
  border-bottom-color: var(--red);
}
.payment-note {
  background: #fff7f9;
  border-left: 4px solid var(--red);
  padding: 12px 16px;
  font-size: 14px;
  color: var(--text);
  margin-bottom: 22px;
  border-radius: 4px;
}
.payment-panel { display: none; }
.payment-panel.active { display: block; }

.radio-row { display: flex; gap: 20px; align-items: center; padding-top: 6px; }
.radio-row label { display: inline-flex; align-items: center; gap: 8px; font-weight: 400; cursor: pointer; font-size: 14px; }
.radio-row input[type="radio"] { accent-color: var(--red); width: 18px; height: 18px; }

.auth-block {
  background: #f7f7f7;
  border-left: 3px solid #999;
  padding: 12px 16px;
  border-radius: 4px;
  margin-top: 6px;
  margin-bottom: 6px;
  font-size: 13px;
  color: var(--text);
}
.auth-block p { margin: 0; }

.sigpad {
  position: relative;
  border: 1px solid var(--border);
  border-radius: 4px;
  background: #fff;
}
.sigpad canvas {
  display: block;
  width: 100%;
  height: 140px;
  cursor: crosshair;
  touch-action: none;
}
.sig-clear {
  position: absolute;
  top: 8px;
  right: 8px;
  background: none;
  border: 1px solid var(--border);
  padding: 4px 10px;
  font-size: 12px;
  color: var(--muted);
  border-radius: 3px;
  cursor: pointer;
}
.sig-clear:hover { color: var(--red); border-color: var(--red); }

/* ---------- Single-line logo variant ---------- */
/* One-line logo — force everything to stay on a single horizontal line */
.logo-text.logo-text--single {
  line-height: 1;
  white-space: nowrap;
  overflow: visible;
}
.logo-text.logo-text--single .name {
  white-space: nowrap;
  display: inline;
  font-size: 15px;
  letter-spacing: 0.3px;
}
.logo-text.logo-text--single .name-suffix {
  white-space: nowrap;
  display: inline;
  font-weight: 500;
  color: var(--muted);
  letter-spacing: 1px;
  margin-left: 8px;
  font-size: 11px;
}
@media (max-width: 1100px) {
  .logo-text.logo-text--single .name-suffix { display: none; }
}
@media (max-width: 900px) {
  .logo-text.logo-text--single .name { font-size: 13px; }
}

/* ---------- Dual-column form layout (Settlement + Report a Payment) ---------- */
.dual-forms {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: start;
  max-width: 1240px;
  margin: 0 auto;
}
.dual-col .form-card {
  padding: 32px 32px 28px;
  height: 100%;
}
.dual-col__head {
  margin-bottom: 20px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--border);
}
.dual-col__head h2 {
  font-size: 22px;
  margin: 6px 0 4px;
  color: var(--text);
}
.dual-col__lede {
  color: var(--muted);
  font-size: 13.5px;
  margin: 0;
}
@media (max-width: 900px) {
  .dual-forms { grid-template-columns: 1fr; gap: 20px; }
  .dual-col .form-card { padding: 26px; }
}